11 Best Current Account Bank For Startups & Businesses (2020 List)

Those in this post Best Current Account Bank Is listed as the main Business And Startups Let’s make Daily Money Transaction very easy.

They are ranked after comparing based on the following factors.

★ Internet Banking
★ Fees & Charges
★ Balance Required
★ Services & Support
★ Account Opening Process

Best Current Account Bank in India (2020 List)

#1 ICICI Current Account

The biggest thing about ICICI Bank is that depending on your business 20 Different Types Of Current Account Gives freedom to open

Which mainly includes 3 categories –

1. Premium
2. Special
3. Trade

The best feature in all these accounts is that you get Best Technology, Easy Transaction and Full Support – which every current account holder wants.

Also, by using ICICI InstaBiz App, you More than 115 Banking Services Can be used online only.

Monthly Average Balance

★ Regular Current Account: ₹ 10,000 From ₹ Up to 1 lakh ★ Premium Current Accounts – Start from ₹ 3 Lakh From Up to ₹ 10 lakhs ★ Globe Trade Account: ₹ 50,000 From Up to ₹ 5 lakhs

Operational Charges

★ Regular Current Account: ₹ 750 From ₹ Up to 2,000 ★ Premium Current Account: ₹ From 3,000 ₹ Up to 10 lakhs ★ One Globe Trade A/C ₹1.5k to ₹5k

ICICI Current Account List

1 Smart Business Account 2.0 Ivy

2 Smart Business Account 2.0 Platinum

3 Smart Business Account 2.0 Gold

4 Smart Business Account 2.0 Silver

5 Roaming Current Account Standard

6 Roaming Current Account Classic

7 Roaming Current Account Premium

8 Roaming Current Account Gold

9 Roaming Current Account Gold Plus

10 Roaming Current Account Platinum

11 Roaming Current Account Elite

12 Classic 2.0

13 Made2Order Account

14 iStartup 2.0

15 Digital Current Account

16 E-mandi

17 Escrow

18 RERA

19 Chartered Accountant 2.0

20 GeM Current Account

21 Nodal

22 Trade Basic

23 Trade Gold

24 Trade Platinum

#2 Kotak Mahindra Current Account

Kotak Mahindra Bank is suitable for all types of business.

Whether you have a startup, a very big business or why you have not just started a new business – Kotak Current account is best for everyone.

Features of Kotak Current Account

★ Different Types of Accounts for All Kinds of Businesses
★ Fast Services & Responsive Support
★ Option For Any Branch Banking
★ Auto Sweep Facility

Average Quarterly Balance

★ ₹ From 10,000 ₹ 15 लाख (Depending on the Account)

Current Account Charges

★ ₹ From 750 ₹ Up to 8000 (depending on account)

Kotak Bank Current Account List

1 Kotak Pro Current Account

2 Kotak Ace Current Account

3 Kotak Neo Current Account

4 Kotak Elite Current Account

5 Kotak Edge Current Account

6 Astra 15 Current Account Box

7 Astra 05 Current Account Box

8 Kotak Global Trade Current Account

9 Kotak Startup Regular Current A/C

10 Kotak Startup Premium Current A/C

#3 HDFC Bank Current Account

HDFC Bank provides you a calculator, on the basis of which you can decide which current account will be best for your business.

Along with this, you get 19 different accounts which are available from everyone from Startup and Small Business to Large Corporates.

Quarterly Average Balance

Current Account Charges

★ ₹1500 to 15,000 (Depend on A / C)

HDFC Current Account List

1 Max Current Account

2 Agri Current Account

3 Plus Current Account

4 Activ Current Account

5 EEFC Current Account

6 Apex Current Account

7 EZEE Current Account

8 Trade Current Account

9 Ascent Current Account

10 Ultima Current Account

11 Startup Current Account

12 Regular Current Account

13 E-comm Current Account

14 Saksham Current Account

15 Supreme Current Account

16 Premium Current Account

17 Institutional Current Account

18 RFC Domestic Current Account

19 Current Account for Professionals

#4 Axis Bank Current Account

Best Current Account Axis Bank comes in 4th rank in the list, which gives you 1000 reward points on Banking Transaction itself.

In addition, it provides 13 types of Value Based & Segmented Current Account, which are known for their Good Services & Support.

Monthly Average Balance

Axis Current Account Charges

★ ₹ 50 From ₹ 5,000 तक (Depending on the Account)

Axis Bank Current Accounts

Value-Based	Segment-Based
Prime Normal	Global
Prime Advantage	EFC
Prime Select	Arthiyas
Prime Business Classic	New Economy Group
Priority Business Privilege	Market Intermediaries
Priority Channel One	Current Account Priority
Wealth Club 50	—

#5 Indusind Bank Current Account

Indusind Bank Current Account provides you the following benefits –

• Minimum minimum balance (mostly on account)
• Everyday Banking (365 Days)
• Freedom to choose account number
• Check image on monthly statement
• Group business account
• Smart cash management and
• Doorstep Banking

Along with this, the bank understands your business accordingly. Flexible Current Account Offer Provides to give you maximum benefit.

Talking about Average Monthly Balance ₹From 0 ₹5 Lakhs and Charges ₹From 0 ₹Up to 4000

Indusind Bank Current Accounts List

Trade and Forex Current A/C

1 Indus Exim Current Account

2 Indus Dollar One Trade Current a/c

Indus Edge Current Account

3 Indus Prestige Current A/C

4 Indus Gold Plus Current A/C

5 Indus Gold Current Account

6 Indus Silver Current Account

7 Indus Blue Current Account

8 Indus Silver Plus Current A/C

9 Indus Green Current Account

10 Indus Escrow Current Account

Niche Current Accounts

11 Indus Grain Merchant Flexi Current Account

12 Indus Textile Current Account

13 Indus Infotech Current Account

14 Made to order Current Account

#6 Citi Bank Current Account

If you have one International Business Is where you Multi Currency Support If need is, then believe Citi Bank for you Best Current Account Is

Features:-

★ Instant Remittance
★ Existence in 102 countries
★ Best Credit Card Offers
★ Personalized Assistance in Foreign Exchange

Average Monthly Relationship Value

★ Relationship Value ₹1.5 million and above.
★ ₹Up to 1.5 million
★ less than the relationship value.

Best Citi Bank Current Account

★ Citibusiness Current Account.

#7 Bank of Baroda Current Account

Bank of Baroda Current Account is known for its superior customer support and services.

In addition, its current account charges are the lowest (maximum charges) ₹Up to 1000).

Other Benefits –

• Auto Sweep Facility For High Interest
• Rebates & Discounts on Locker Rents
• Demat Account Services and
• Waiver of Car Loan Processing Charges.

Minimum Average Quarterly Balance

• ₹From 2,500 ₹Up to 2.5 lakhs

Fees & Charges

• ₹From 300 ₹Up to 1000

Bank of Baroda Current Accounts List

1 Baroda Premium Current Account

2 Baroda Premium Current Account (With Privilege)

3 Baroda Small Business Current A/C

4 Baroda Advantage Current Account

5 Baroda Current Account for Insurance Companies

6 Current Accounts for other Banks

#8 Yes Bank Current Account

Yes Bank provides a Flexible Current Account Service which is mainly defined in three categories –

1. Edge
2. Prime
3. Exclusive

Along with this, the bank also provides you Variance Current Account Option and Value Added Package, in which you can choose many services.

In which you get many types of benefits, such as –

★ Remittance Services and Global Trade

★ Merchant Services and Doorstep Banking

★ Automated Payment System

★ Payment Gateway Facility

★ Fast Cash Management Services

Average Quarterly Balance

★ ₹2 lakhs ₹10 लाख (Depended on the Account)

Charges

★ NiL (Premia Current Account)

★ ₹From 500 ₹Up to 10,000

Yes Bank Current Accounts List

1 Three-tiered Business Current Account

2 Premia Current Account

3 First Business Programme

4 Pragati Current Account

5 Business Value Current Account

6 Business Growth Current Account

7 Business Benefit Current Account

8 Business Edge Current Account

9 Business Elite Current Account

10 Current Account Trade

11 Current Account Smart Trade

12 Current Account Business Gain

13 First Business Product

#9 SBI Current Account

The advantage of SBI Current Account is that its more than 24 thousand branches are spread all over the country.

Along with this, you get Cash Withdraw as well as Cash Deposit Facilities in many ATMs, which makes your Transaction very easy.

Account Average Monthly Balance

★ ₹ From 5,000 ₹ Up to 10 lakhs (depending on the account)

Current Account Charges

★ ₹From 500 ₹Up to 8,000

SBI Current Accounts List

1 SBI Regular Current Account

2 SBI Gold Current Account

3 SBI Diamond Current Account

4 SBI Platinum Current Account

5 SBI Power POS Current Account

6 SBI Surbhi Current Account

7 SBI Power Jyoti Current Account

8 SBI Power Jyoti PUL Current Account

Benefits

★ Business Debit Card

★ ₹ Online fraud coverage of 2 lakhs

★ on debit card ₹ Personal Accidental Insurance of 1 Lakh

In this way, for yourself from the list above Best Current Account You can select and if you have any question, you can ask in the Comment box.